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- 19:19, 17 November 2023 KirstenRichter9 talk contribs created page User:KirstenRichter9 (Created page with "Borrowers who're considering a pay day loan should be conscious of the potential consequences of default, including a lawsuit and wage garnishment. Payday lenders could also report delinquent borrowers to credit reporting agencies, potentially damaging their credit ratings and which makes it more difficult for them to access credit down the road. A payday loan is a short-term, high-interest loan that is certainly meant to be repaid around the borrower's next payday. [htt...")